Who:
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Make 60% or less than the medium income of the area
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Be willing to help build your and other's houses, Volunteer at Habitat ReStore, and more (Sweat Equity)
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Can demonstrate need for safe, affordable housing
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Able to pay affordable mortgage
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Website: https://www.habitat.org/
Where:
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Everywhere in Georgia​
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All over U.S., Canada, Puerto Rico, and other countries
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How it Works:
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Pay monthly mortgage
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Less than 30% of monthly income​
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Will help volunteer at Habitat for Humanity
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Take classes in personal finances, home maintenance, and other relevant topics
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Habitat will repair and renovate existing houses
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To Apply: Contact your local Habitat, or call 1-800-HABITAT (1-800-422-4828).
Who:
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The Applicant household or individual must meet income requirements which are published and updated annually by HUD.
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At least one household member must be a United States citizen or an eligible immigrant.
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Each household must have a Social Security Number or be able to verify that one has been applied for.
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Meet AH’s criminal background screening criteria.
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Comply with AH’s Work/Program Participation Requirement.
Where:
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9 public housing-assisted residential properties
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Seven senior high-rise communities
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Two small family communities
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Find more info Here​
How it works:
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Choose either Community-based Assistance, where subsidy stays with the property, or
Tenant-based Assistance, where subsidy stays with the tenant. -
One non-elderly (18 to 61 years old), non-disabled adult household member must maintain continuous full-time employment (at least 20 hours per week)
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All other non-elderly, non-disabled household members must also maintain employment with a minimum of 20 hours per week or participate in a combination of school, job-training, and/or part-time employment for a minimum of 20 hours per week.
Website: https://www.atlantahousing.org/
To Apply: Community-based: click here. Tenant Based: click here.
Who:
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​Low to moderate-income homebuyers and homeowners.
Website: https://www.investatlanta.com/
Where:
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​Atlanta
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Find more info here​
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How it works:
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Decide where you want to live
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Find apartments based on price, size, and more
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Can find roommates at each if wanted
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To Apply: Click the Call button on the apartment building website
Who:
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​Low-income families
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Seniors
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Individuals with disabilities.
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Where:
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​​Georgia
How it Works:
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​Has two federally funded programs to help eligible applicants needing rental assistance
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​The Housing Choice Voucher (HCV) Program
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Provide improved living conditions for extremely low and low-income individuals and families while maintaining their rent payments at an affordable level;
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Affirmatively further fair housing for individuals and families;
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Promote freedom of housing choice and integrate lower income and minority persons into mainstream society;
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Provide decent, safe, and affordable housing for eligible participants;
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Provide an incentive to private property owners to rent to lower-income persons by offering timely subsidy payments.
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​ Georgia Rental Assistance (GRA) Program
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Provides relief to tenants and landlords who faced financial hardship during the COVID-19 pandemic.
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Website: https://www.dca.ga.gov/
To Apply: HCV waiting list currently closed, check GRA here
Who:
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​General low-income residents of Atlanta
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Specific to each funding program and initiative.
Where:
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Atlanta​
How it works:
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​Provides lower-cost loans and grants
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Works in collaboration with developers, foundations, and businesses​
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